Earn Over Time Calculator
This calculator converts your pay rate from one period (like hourly) into its equivalent gross earnings for other standard periods (daily, weekly, monthly, and yearly).
Enter your pay rate, the period it applies to, and your typical work schedule. The tool will instantly show you a full income breakdown.
Enter Your Pay & Schedule
Understanding Your Earnings
How the Calculation Works
This tool converts any pay rate into a standard hourly rate, which then serves as a base to calculate all other values. This ensures consistency regardless of your input.
Key Formulas & Conversions
The calculations are based on standard work-year assumptions:
- Daily Rate:
Hourly Rate × Hours per Day - Weekly Rate:
Daily Rate × Days per Week - Yearly Rate:
Weekly Rate × 52 Weeks - Monthly Rate:
Yearly Rate / 12 Months
When you provide a monthly or yearly salary, the process is reversed to find the equivalent hourly rate first, then the other values are calculated from there.
Gross Pay vs. Net Pay
It's crucial to remember this calculator shows your Gross Pay. This is your total income before any money is taken out. Net Pay (or "take-home pay") is what you receive after deductions like income taxes, social security, insurance premiums, and retirement contributions.
Calculation Examples
Click on an example to see how different scenarios are calculated.
Example 1: Standard Full-Time Hourly Job
Scenario: You earn $25 per hour and work a typical 40-hour week.
1. Inputs: Amount: 25, Period: Hour, Hours/Day: 8, Days/Week: 5.
2. Base Rate: The hourly rate is already known: $25.00.
3. Calculations:
- Daily: $25 × 8 = $200
- Weekly: $200 × 5 = $1,000
- Yearly: $1,000 × 52 = $52,000
- Monthly: $52,000 / 12 = $4,333.33
Conclusion: An hourly wage of $25 translates to an annual salary of $52,000.
Example 2: Converting an Annual Salary
Scenario: You are offered a salaried position at $75,000 per year for a standard 40-hour work week.
1. Inputs: Amount: 75000, Period: Year, Hours/Day: 8, Days/Week: 5.
2. Base Rate (Hourly):
- Hours per week: 8 × 5 = 40
- Hours per year: 40 × 52 = 2080
- Hourly Rate: $75,000 / 2080 = $36.06
3. Conclusion: A $75,000 annual salary is equivalent to earning about $36.06 per hour.
Example 3: Part-Time Work
Scenario: A student works 20 hours a week at $18 per hour.
1. Inputs: Amount: 18, Period: Hour, Hours/Day: 5, Days/Week: 4 (for a 20-hour week).
2. Base Rate: Hourly rate is $18.00.
3. Calculations:
- Daily: $18 × 5 = $90
- Weekly: $90 × 4 = $360
- Yearly: $360 × 52 = $18,720
Conclusion: The part-time job provides an annual gross income of $18,720.
Example 4: Freelancer with a Day Rate
Scenario: A consultant charges a day rate of $700 and typically works an 8-hour day.
1. Inputs: Amount: 700, Period: Day, Hours/Day: 8, Days/Week: 5 (for comparison).
2. Base Rate (Hourly): $700 / 8 hours = $87.50 per hour.
3. Calculations:
- Weekly: $700 × 5 = $3,500
- Yearly: $3,500 × 52 = $182,000
Conclusion: A $700 day rate can equate to a $182,000 annual income if work is consistent.
Example 5: Bi-Weekly Paycheck
Scenario: Your gross paycheck every two weeks is $2,200.
1. Inputs: Amount: 2200, Period: Bi-Week, Hours/Day: 8, Days/Week: 5.
2. Base Rate (Hourly):
- Weekly pay: $2,200 / 2 = $1,100
- Hours per week: 8 × 5 = 40
- Hourly Rate: $1,100 / 40 = $27.50
3. Calculations:
- Yearly: $2,200 × 26 = $57,200
Conclusion: A bi-weekly paycheck of $2,200 corresponds to a $57,200 annual salary.
Example 6: Monthly Salary with Overtime
Scenario: You have a monthly salary of $6,000 but regularly work 45 hours per week.
1. Inputs: Amount: 6000, Period: Month, Hours/Day: 9, Days/Week: 5.
2. Base Rate (Hourly):
- Yearly pay: $6,000 × 12 = $72,000
- Hours per week: 9 × 5 = 45
- Hours per year: 45 × 52 = 2340
- "Real" Hourly Rate: $72,000 / 2340 = $30.77
Conclusion: Working 45 hours/week lowers the effective hourly rate to $30.77, compared to $34.62 for a 40-hour week.
Example 7: Compressed Work Week
Scenario: You earn $1,200 a week but work four 10-hour days.
1. Inputs: Amount: 1200, Period: Week, Hours/Day: 10, Days/Week: 4.
2. Base Rate (Hourly):
- Hours per week: 10 × 4 = 40
- Hourly Rate: $1,200 / 40 = $30.00
3. Calculations:
- Daily: $30 × 10 = $300
- Yearly: $1,200 × 52 = $62,400
Conclusion: The schedule doesn't change the $30/hour rate or $62,400 annual salary, but it correctly reflects the $300 daily earnings.
Example 8: Gig Worker with Weekly Goal
Scenario: A delivery driver aims to make $800 per week, working about 30 hours over 6 days.
1. Inputs: Amount: 800, Period: Week, Hours/Day: 5, Days/Week: 6.
2. Base Rate (Hourly):
- Hours per week: 5 × 6 = 30
- Hourly Rate: $800 / 30 = $26.67
3. Calculations:
- Yearly: $800 × 52 = $41,600
Conclusion: To meet the goal, the driver needs to average $26.67 per hour.
Example 9: Teacher's Salary (Spread Over 12 Months)
Scenario: A teacher earns $55,000 per year, paid over 12 months, but works 190 days a year at 8 hours/day.
1. Inputs: Amount: 55000, Period: Year. For a more accurate hourly rate, you could calculate it manually:
- Total hours: 190 days × 8 hours/day = 1520 hours.
- "Working" Hourly Rate: $55,000 / 1520 = $36.18 per hour.
Conclusion: The calculator standardizes to a 52-week year, but for specific contracts, manual calculation can give a more precise "active work" hourly rate.
Example 10: Minimum Wage Comparison
Scenario: Comparing a full-time job at the federal minimum wage ($7.25/hr) to one in a state with a $15/hr minimum.
1. Inputs: Amount: 7.25 (or 15), Period: Hour, Hours/Day: 8, Days/Week: 5.
2. Results ($7.25/hr):
- Weekly: $290
- Yearly: $15,080
3. Results ($15/hr):
- Weekly: $600
- Yearly: $31,200
Conclusion: The tool quickly shows the significant annual difference between wage levels.
Frequently Asked Questions about Salary Calculation
1. Does this calculator account for taxes?
No. This is a gross pay calculator, meaning it shows your total earnings before any taxes, insurance, or other deductions are removed. Your actual take-home pay (net pay) will be lower.
2. Why is the monthly income an approximation?
Because months have different numbers of days and weeks, the most standard and consistent way to calculate monthly pay is to find the annual salary (Weekly Pay × 52) and then divide it by 12. This is how most payroll systems work.
3. How do I use this if I'm a salaried employee?
Enter your annual salary in the "I Earn" field, and select "Year" as the period. Then, input your typical work hours. The tool will break down your salary into equivalent monthly, weekly, and hourly rates.
4. Why are "Hours per Day" and "Days per Week" important?
These values are crucial for accurately converting between different pay periods. For example, a $1,000 weekly salary means an hourly wage of $25 for a 40-hour week, but $50 for a 20-hour week. Your schedule defines your rate.
5. What if my hours change every week?
For variable schedules, it's best to use an average. For instance, if you work between 35 and 45 hours a week, using 40 hours will give you a good general estimate of your earnings.
6. How are bi-weekly payments calculated?
A bi-weekly payment occurs every two weeks. There are 26 bi-weekly pay periods in a year (52 weeks / 2). The calculator uses this standard to convert to and from a bi-weekly amount.
7. Does this calculator handle overtime pay?
No, it does not calculate premium overtime rates (like "time and a half"). It calculates a single, blended hourly rate based on the total pay and total hours you enter.
8. What units should I use?
Enter your pay in your local currency (e.g., dollars, pounds). The results will be in that same currency. The time units are selected from the dropdown menu.
9. Can I use this for freelance or contract work?
Yes. It's perfect for freelancers. If you have a day rate, enter that amount and select "Day". If you have a project fee that equates to a certain number of weeks of work, you can enter that as a weekly rate to see the breakdown.
10. Why was this tool built this way?
This calculator is a self-contained unit designed to be easily embedded in any WordPress page using a simple shortcode, without needing extra plugins or complex setup. The code is carefully written to avoid common issues with WordPress content filters.
